Owning a car is indeed a good thing. Getting involved in a car accident might be one of the worst things that could happen to you. Car accidents can set you back financially, expose your psychological trauma and severe of minor injuries. But it does not have to be all chaos after a crash.
The primary purpose of insurance companies is to help you get back on your feet after any of the above-mentioned eventualities. This involves covering your medical expenses, getting you a new vehicle. Sometimes rogue insurers may fail to compensate you as per the agreements.
But there is always a way out, and such an eventuality may prompt you to seek services of an attorney. Portland car accident attorneys are an excellent example of attorneys whose primary work is to ensure that you are served justice. The first step is through pressing charges against the insurer to ensure they honor their part of the bargain.
The following are some of the instances that will lead you to seek the services of an attorney.
- Failure by the insurer to compensate you
Your car insurer might fail to compensate you citing a wide range of reasons or excuses. The may tussle with you claiming/accusing you of dishonesty especially is their accident inspector is biased. Another example when the insurer might fail to honor their part of the bargain is by them citing lack of funds.
It is essential to note that you have a right to compensation from your insurer, especially after a peril. Failure to honor it will translate to the insurer breaking the law, and you have a right to follow legal avenues in search of justice.
- When you discover that your insurer is dishonest
There are some dishonest insurers out there and sometimes finding them is not the easiest thing. These insurers take in your premiums with a smiling face, but when the bad days are with you, they desert you. Take the accident scene as an example; you will be required to give information to many people, including your insurer.
This information, in most cases, helps you to get over the accident speedily. It is, therefore, always adviced to be consistent and truthful when giving information. In case your insurer decides to distort the data to con you, they will fail. They will fail because one of the parties furnished with that information will be your attorney.
- In the case that you lost a loved one
Sometimes things get a little more complicated, especially when you are the victim of the accident. Ever heard of the word greed? Sometimes loosing a loved one might motivate the insurance company not to honor the compensation to you as the victim’s kin. Such a scenario is usually complicated and tedious, especially if your kin did not furnish you with all the necessary documents.
And if they gave you all the necessary documents their insurer might be uncooperative. They may be uncooperative in an attempt to force you to give up the compensation. An attorney will help you maneuver this whole situation through the necessary and correct legal means.