If you are looking for SR22 Insurance in Ohio, you have come to the right place. In this blog post, we will explain what SR22 Insurance is and who needs it in the Buckeye State. Whether you are a driver who needs SR22 insurance or you are looking for coverage for someone else about an SR22 bond in Ohio, here’s what you need to know.
What is SR22 Insurance?
SR22 insurance is a type of car insurance that is required for drivers who have been convicted of certain traffic violations. The SR22 form is filed by the insurance company with the Ohio Bureau of Motor Vehicles (BMV) and proves that you have the minimum liability coverage required by state law.
Why do I need SR22 Insurance?
It is illegal to drive in Ohio without the minimum amount of car insurance coverage required by law. If you are caught driving without insurance, your license will be suspended. If you have been convicted of certain traffic violations, the court may order you to get SR22 insurance as part of your sentence.
Who needs SR22 Insurance in Ohio?
If you have been convicted of any of the following offenses, you will need to get SR22 insurance:
- OVI/DUI
- Driving without insurance
- Reckless driving
- Street racing
- Leaving the scene of an accident
- A previous lapse in insurance coverage
What happens if my insurance lapses?
You always need to have insurance to drive in Ohio, but if your insurance lapses, you will need to file an SR22 form with the BMV. It’s important to do this as soon as possible because if you are caught driving without SR22 insurance, your license will be suspended.
How do I get SR22 Insurance in Ohio?
If you are required to get SR22 insurance, you will need to contact an insurance company/broker that offers this type of coverage. You will need to provide the company with your driver’s license number and date of birth. The insurance company will then file the SR22 form with the BMV.
How much does SR22 Insurance cost in Ohio?
The cost of SR22 insurance varies depending on the insurance company you choose and your driving history. As with most insurance, SR22 bonds in Ohio will cost more if you have a history of accidents or traffic violations because you will be classified as a higher-risk driver.
Non-Owner SR22 Insurance in Ohio
If you don’t own a car but need SR22 insurance, you can get non-owner SR22 insurance. This type of coverage will provide you with the liability protection required by the state of Ohio, even if you don’t own a car. When you do drive a car, whether it is one you rent or someone else’s, you will be covered by the non-owner SR22 insurance policy.
Get an SR22 Bond in Ohio and Stay on the Road
SR22 insurance is a necessary part of life for some drivers in Ohio. If you have been convicted of certain traffic violations, the court may order you to get SR22 insurance as part of your sentence. It is important to comply with this order because if you are caught driving without an SR22 bond in Ohio, your license will be suspended.
